Restaurant Insurance Shreveport

Restaurant Insurance Shreveport – Affordable Coverage to Protect Your Business!

Restaurant Insurance Shreveport -  Pixabay

At Jeff Davis Insurance, we offer affordable Restaurant Insurance in Shreveport to protect your business financially. 

As an independent Louisiana brokerage, we have the ability to scour the business insurance marketplace for the very best coverage and rates on Business Insurance for Restaurants in Shreveport, New Orleans, Baton Rouge, and throughout the state. 

To find out more about the kinds of rates and coverage for which you qualify, why not give us a call at 337-824-4455? We’re open Monday to Friday from 8:00 am to 4:30 pm, with a lunch break between noon and 1:00 pm. 

Did you know you can also request free quotes online? To get started, just click one of the locations listed below closest to your area: 

Shreveport Restaurant Insurance – Story Recap 

Recently our story has taken a detour to follow the exploits of “Big” George Jowlsby, the owner of a bar down the street from Squeaky Pete’s Pork Emporium

George’s bar has been named in a lawsuit for over serving a dump truck driver who proceeded to crash his vehicle into the side of Squeaky Pete’s Pork Emporium

When George learned that he had no liquor liability coverage to handle the lawsuit, he took some shady advice from his former attorney and hatched a plan to hide his business assets. 

To pull this off, he enlisted the help of his girlfriend, Veronica. 

She had plans of her own, however, using the money to fly herself to Florida and hop on a cruise for one. 

Restaurant Insurance in Louisiana – Coverage Scenario Part 24 

The next morning, George starts making some phone calls to hire a civil defense attorney to defend against the insurance company lawsuit. He finds one he likes (he’s cheaper than the rest) and they set up an appointment the next day to discuss their official response to the lawsuit. 

He then calls Veronica to make sure everything went smoothly with the bank transfer. 

She doesn’t answer.

He sends a text message, than another, and another, with no response.

Finding that a little odd, George decides to drive over to Veronica’s apartment and check on her in person because she works the graveyard shift at the local factory. 

He knocks on her door and rings the doorbell for a few minutes, but there’s no response. 

Panicking, he jogs to the landlord’s office. He sees the leasing manager, an older man named Philly, sitting behind a desk reading a magazine. George quickly gets his attention by clearing his throat loudly. 

“Hey pal, have you seen my girlfriend in apartment B2?” George asks, speaking fast. ” She’s not answering the door.”

Philly is a bit startled by George’s sudden appearance. “Apartment B2… you mean Veronica?” 

George nods briskly. 

“Well, who did you say you were? I’m not sure I should be telling you this but you’re the boyfriend, right?” Philly nervously questions without expecting a response.

“Uh, she stopped by yesterday afternoon and said she wasn’t renewing her lease. She paid the last 3 months of rent in cash and said she was moving out of town.” 

George is speechless. He turns a very deep shade of crimson red almost instantly after processing what Philly just told him.  Philly gets the subtle impression from George’s demeanor that he just might be about to become this very LARGE and ANGRY man’s punching bag. 

George’s phone suddenly rings, diffusing the situation at least for the moment. George looks at the number on his caller ID but doesn’t recognize it. 

“Veronica, this had better be you, girl!” George thunders, causing Philly to shrink back. 

It’s not Veronica. It’s his new civil defense attorney confirming his appointment tomorrow. 

Stay tuned to find out what happens next time. 

Shreveport Restaurant Insurance – Quality Coverage and Quality Service! 

For great coverage and even better customer service, there’s no better choice than Jeff Davis Insurance. Give us a call today to find out more about our Shreveport Restaurant Insurance programs, or click below to request a free quote online 24 hours per day: 

Liquor Liability Insurance Louisiana

Liquor Liability Insurance Louisiana – First-rate Coverage Plans Are On the Market! 

Liquor Liability Insurance LouisianaShopping for Liquor Liability Insurance in Louisiana?  It’s an extremely important coverage to add to your existing Business Insurance. 

Call and speak to our licensed agents right now by dialing 337-824-4455. You can reach us Monday to Friday 8:00 AM to 12:00 PM and after lunch from 1:00 PM to 4:30 PM CST. 

If you have found us past normal business hours you’re still able to request a free quote. Just choose an area from the specific locations listed below in order to make a free information or quote request 24 hrs. a day: 

Louisiana Liquor Liability Insurance – Story Recap 

In our last article following Squeaky Pete’s Pork Emporium, the insurance company responsible for Lucky Chuck’s Haul and Dump‘s commercial auto insurance discovered some important information. 

They are convinced that the bar served Chuck too much alcohol, and therefore the bar is liable for the accident that decimated Pete Ross’ restaurant. 

They file a lawsuit under this reasoning and serve it to the owner of the bar. 

Liquor Liability Insurance in Louisiana – Coverage Scenario Part 19. 

The bar being sued by the insurance company is owned by a feisty guy named “Big” George Jowlsby. 

Big George comes storming into the bar first thing in the morning before open hours and lays right into Mike, the bartender. 

“Mike!” he screams, “My bar just got sued by some insurance company, and you’re listed as one o’ the defendants!  What the heck is goin’ on here?” 

“Whoa, whoa, settle down, Big George,” Mike responds, a little confused. “I don’t know nothin’ about no lawsuit.” 

“You don’t know nothin’, eh?” Big George shoots back. “Well, it says here that some schmuck was over served in this establishment and then crashed a dump truck into that delicious Pork Emporium up the road from here.” 

Mike’s eyes widen as he remembers watching helplessly as a drunken dump truck driver drove away from the bar. 

“Ah, so you do know something about this, eh, Mike? Have you been over serving my customers?”

“I… I didn’t mean to let that happen, Big George” Mike tries to explain. “The guy must have been sneakin’ drinks from other customers or somethin’. And then, one second he’s in his seat and the next he’s stumblin’ out the door. I tried to stop him, George, I swear I did. But I was too late.” 

“So you promptly called the police and warned them about a drunken man operating a six-ton dump truck, right?” 

Mike doesn’t know what to say. 

“And I loved that pork restaurant, Mike,” George adds. “You’re fired.” 

After the incident, Big George calls up his insurance agent to find out what his options are. 

What will he learn? Find out next time in part 20. 

Liquor Liability Insurance Louisiana – Contact Our Bureau Without Delay. 

Call Jeff Davis Insurance right now at 337-824-4455 to find great options on Liquor Liability Insurance in Louisiana. If it is after hours, send us a request for information or quotes by clicking a link below based on your closest location:

Restaurant Insurance Baton Rouge

Restaurant Insurance Baton Rouge – Affordable Rates from Top Companies! 

Restaurant Insurance Baton RougeIf you are searching for affordable Restaurant Insurance in Baton Rouge then call Jeff Davis Insurance at 337-824-4455 today. We offer free quotes with great rates on Baton Rouge Business Insurance for Restaurants from top-rated companies.  

Our office hours are Monday through Friday 8:00 AM to 12:00 PM and 1:00 PM to 4:30 PM CST. 

Click an option below to launch our free online quote request form.  

Baton Rouge Restaurant Insurance – Story Recap  

In part 11 of our continuing series following Pete Ross, owner of a restaurant called Squeaky Pete’s Pork Emporium, Pete received a real bombshell. 

He was informed by his insurance agent, Tracy, that his current restaurant insurance policy will soon be canceled by the insurer due to Pete’s excessive claims activity. 

Pete was understandably perplexed, so Tracy explained to him from a business perspective why the insurance company came to that decision. 

Pete eventually sees her point and then asks what his options now are. 

Tracy tells him she’ll see what she can do for him. 

Business Insurance Baton Rouge – Coverage Scenario Part 12 

Tracy gets to work finding another insurance company who will be willing to insure Pete for Squeaky Pete’s Pork Emporium before Pete’s current policy ends. 

A couple days later, Tracy gives Pete a call. 

“Hi, Pete.” 

“Hi, Tracy,” Pete replies. “What have you got for me?” 

“I have good news and I have bad news, Pete,” Tracy answers, reservedly. 

“I could use some good news right about now,” says Pete with some exasperation.

“Well, the good news is that I did manage to find one insurance company willing to insure your restaurant.” 

“That’s great!” Pete exclaims excitedly, seeming to forget that bad news is about to follow. 

“The bad news,” Tracy continues, “is that even though the company is willing to allow you to make monthly payments, your premiums with this new company are going to increase from $5,000 for the year to about $14,000.”

Pete almost has a heart attack. His premiums nearly tripled in the space of a single year!

While Pete struggles with the news, Tracy does her best to explain why his premiums are so much higher. 

“Pete, you have to look at it from the new company’s viewpoint. They are willing to insure you. Remember, Pete, you only paid $5,000 to your previous company for the entire year while they paid out $150,000 for multiple claims.”

Tracy pauses while trying to be tactful with Pete.

“To be honest, every company to whom we submitted your account turned you down because of your claims. I’m sorry, Pete. This company is your only option.”

After this all sinks in, Pete has a question for Tracy. 

“Would I, by any chance, be able to get a discount on my insurance if I were the owner of my building?” 

“Why do you ask?” Tracy inquires before answering. 

“The owner of the building I am leasing is filing bankruptcy and wants to sell it to me at a pretty cheap price so I agreed to buy it. In fact, next Tuesday we are scheduled to close the deal, so if I buy more coverage can I get a discount?” 

“What are you buying the restaurant for?” Tracy responds. 

Pete relates this information to Tracy. She promises to revise her quotes, now including coverage for the building, and get back with him.

Tracy gets the adjusted quotes and calls Pete two days later. 

In our next article, we will learn what Pete’s options now are for the revised quotes.

Baton Rouge Restaurant Insurance – Let the Specialists at Jeff Davis Insurance Help You. 

The business insurance specialists at Jeff Davis Insurance are ready to help you find the very best rates and coverage for your Louisiana Restaurant Insurance needs. 

Call 337-824-4455 or request a free quote online by clicking one of the locations below:  

Restaurant Insurance Louisiana

Restaurant Insurance Louisiana – Announcing New Programs with Excellent Rates in Louisiana! 

Restaurant Insurance LouisianaAre you the owner or soon-to-be owner of a restaurant in Louisiana? Are you searching for affordable coverage for Restaurant Insurance in Louisiana?

No matter if you are a brand new business enterprise or a veteran of the culinary industry, the agents of Jeff Davis Insurance can help you find the insurance protection you need at unbeatable prices.

Give us a call today at 337-824-4455 before 4:30 PM CST and we’d be happy to speak with you.

Have you found us after normal business hours or on the weekend? No problem at all. To request a Restaurant Insurance quote electronically, simply click one of the locations listed below to launch our free online quote request form: 

Restaurant Insurance Louisiana – Story Recap

In a previous article we were introduced to Pete Ross. When Pete was given an ultimatum by his extremely wealthy parents to figure out what he wants to do with his life, he convinced them to float him a loan in order to open a restaurant.

They agreed, but they also made it clear that after this loan it will be sink or swim for Pete.

Pete found a location, acquired an insurance policy, stocked his freezer with food, and all the other preparations that come along with opening a new restaurant.

He then took off on a vacation for a few days before the opening day of his business.

Upon returning he discovered that a storm had knocked out power to his building, resulting in an almost complete loss of his stores of ingredients.

In spite of this setback, Squeaky Pete’s Pork Emporium’s opening day is a big success. It’s only after that first weekend that Pete remembered that his restaurant insurance policy just might cover food spoilage.

Now that we’re all caught up, let’s see what happens next.

Restaurant Insurance Louisiana – Coverage Scenario Part 2

Pete calls up his agent, Tracy.

“Hey there, Tracy. I have a quick question about my restaurant insurance.”

“Okay, Pete,” Tracy answers. “What do you need to know?”

“Well, my restaurant lost power last week so I lost everything that was being kept in the freezer.

Now, I seem to recall something in my policy about coverage for spoilage. Is that the case?” Pete asks hopefully.

“I’m afraid that’s not the case, Pete,” Tracy replies with regret. “You probably remember something about it because I recommended you purchase an optional coverage endorsement back when you set up your restaurant policy. Your Restaurant Insurance Policy does not extend coverage for spoiled food, but there is an optional coverage called Spoilage Insurance that would cover an event like this.”

“Well, I guess I should buy some Spoilage Insurance, then.”

Check in next time to find out what Pete gets himself into next.

Restaurant Insurance Louisiana – You Know the Restaurant Business. We Know The Insurance Business.

As a restaurant owner, you know the ins and outs of the restaurant business. By the same token, we at Jeff Davis Insurance know the ins and outs of the insurance business. Let us put that knowledge and experience to work for you.

Give us a call today by dialing 337-824-4455 to learn how you might be able to save big money on your Louisiana Restaurant Insurance premiums. 

To request a free quote online you need only click one of the links below to be taken to our convenient electronic form:

To start a free quote, click a location listed below: