Allstate Insurance Jennings La

Allstate Insurance Jennings LaAllstate Insurance Jennings La

If you have typed this keyword: Allstate Insurance Jennings Louisiana you have most certainly found the right company!

Jeff Davis Insurance represents Allstate Insurance along with other top rated insurance companies in Jennings Louisiana.

Call 337-824-4455 to speak with one of our licensed agents or click on one of the links below when shopping for insurance in Jennings and all of the surrounding areas.

Never Assume Your Home Insurance Policy Covers Every Claims Event.

In the two previous articles we discussed whether or not flooding is covered by the typical Louisiana Home Insurance Policy. We discovered that an outside water source coming from a body of water – which can include rivers, lakes, streams, broken water hydrants, or storm surges driven by wind – are not covered.

However we also learned that water damage caused by an internal claims event could be covered. 

For instance Ted and Nancy Stevenson along with their three year-old daughter Tiffany Marie headed off for a two week vacation.

Only hours before they left Tiffany Marie took it upon herself to stuff 20 rolls of toilet paper down the commode, and as you can imagine quite a mess awaited the Stevensons when they returned – in the amount of nearly $40,000 in water damages.

Fortunately this claim was covered because of Tiffany Marie’s age.

However would every unintentional water claim be covered when it happens inside the home?

Let’s find out. 

Allstate Insurance Jennings La – Would This Be Covered?

In early January Louisiana experienced record low freezing temperatures. To escape the frigid weather Andre and Adelaide decide to pack up and head to Aruba for a week-long getaway in the sun. 

Andre experiences a bit of sticker shock upon seeing the price tag of the couples’ South American retreat and decides to save a few bucks by switching off the heat to their house, turning off his outdoor lights, and unplugging all unnecessary appliances for the duration of the vacation. “No sense heating an empty home,” he reasons.

After their refreshing Aruban escape, Andre and Adelaide return to find their Louisiana home is flooded with two feet of icy-cold water. It turns out that the arctic temperatures had frozen the pipes in the first floor of their home, causing one of them to burst.

“Not to worry,” Andre reassures his despondent wife; “that’s what we have insurance for.”

Andre files the claim with his insurance company.

What do you think? Will Andre’s insurance company cover this unintentional indoor flood just as they covered Tiffany Marie’s toilet paper roll stuffing venture?

We will learn the answer in our next article. 

Allstate Insurance Jennings La – Need Quotes Today?

When searching for Allstate Insurance in Jennings Louisiana call 337-824-4455 to speak with one our licensed representatives or use our convenient online rate quotes system available 24 hours a day by clicking one of the links below:

Home Insurance in Lake Charles

real estate agent BE uid 1355507If you’re looking for better options on car or homeowners insurance in Lake Charles Louisiana and the surrounding areas you have found the right company!

Call 337-824-4455 or click on House Insurance Lake Charles for instant online rate quote on home or car insurance.

Full Service + Better Options + One Agency – Jeff Davis Insurance Can Handle All of Your Insurance in Lake Charles Louisiana!

It’s often not possible to have both your car and homeowners insurance with the same Insurance company in Louisiana.

Jeff Davis Insurance Can Help Your With All of Your Insurance Needs!

As a full service independent insurance agency Jeff Davis Insurance represents a large number of top rated companies offering Car, Boat, Motorcycle, Business, Life and Home insurance in Lake Charles.

You can call our office at 337-824-4455 during normal business hours or you can receive online rate quotes 24 hours per day in five minutes or less when you click on this link: Homeowners Insurance Lake Charles.

Why Are My Home Insurance Rates Going Up And What Can I Do about It?

This is a question many policyholders may be asking; especially if you have noticed that your home premiums have increased once again.

If you did receive a fairly large rate increase on your homeowners insurance in Lake Charles, call us at 337-824-4455 or click on Home insurance quotes to receive an online rate quote.

Jeff Davis Insurance offers an Insurance shopping Service that is guaranteed to help you keep your insurance premiums low for life.

This is a very important service, especially for those shopping for homeowners insurance in Lake Charles and the surrounding areas.  Prices for homeowners insurance in our area are the second highest in the entire country!

We Can Help You Save Money on Lake Charles Home Insurance!

The principal reason why we are the best place to begin shopping for home insurance in Lake Charles is based on the large number of companies we represent.

Independent insurance agents in Lake Charles are not restricted in offering homeowners insurance with only one company as is true of some of our competitors.

More choices equal better options when shopping for home insurance in Lake Charles and the surrounding areas!

Call 337-824-4455 and Speak to Jeff Davis Insurance Today for Better Insurance Options. 

Or for an online rate quote in 5 minutes or less click on Home Insurance Lake Charles.

Auto Insurance Lake Charles Louisiana

Auto Insurance Lake Charles LouisianaSearching for Better Insurance Options?

When searching for home, business, life, or automobile insurance in Lake Charles, or any of the 64 parishes in Louisiana, contact the Jeff Davis Insurance Agency at 337-824-4455

Online quotes are also available when you click Lake Charles Insurance for car or home insurance in Louisiana.

As a Leading Independent Agency in Louisiana You Can Count on Us Today and Tomorrow!

For more than 50 years we have served the insurance needs of thousands of individuals, families, and small business owners in Louisiana.

While it is certainly true our agency offers great pricing for the insurance policies you need, there is something even more important than cheap insurance rates.

Price is Important but Value is Better  When Shopping for Insurance in Lake Charles Louisiana!

Every insurance company advertising on television claims they can save you money on home or auto insurance in Lake Charles.

But should you really buy coverage from a company advertising cheap car insurance in Lake Charles Louisiana?

Is there a chance you are giving something up when you buy cheap insurance?

That’s a very good question.

Sometimes we do get what we pay for isn’t that so? Buying the cheapest insurance policy could prove to be mistake as important coverage might be missing leaving a policyholder with a significant coverage gap!

As an agency we are more concerned about protecting you financially at a time when you need us most and for this reason you will find us quite different compared to other companies and insurance agents in Lake Charles.

What sets us apart from our competitors?

We Offer Valued Services to Each Client!

Insurance in Lake Charles Louisiana

We offer very important services you won’t find with other companies or agents. For example:

We offer an Automatic Re-Shopping Service + the JDI Coverage Checklist + the JDI Insurance Protection Letter, and finally our most important service: the JDI Claims Advocacy Program.

Let’s briefly summarize how you benefit if you decide to choose our agency for your insurance needs. (Click on the four links for more details)

The first service is our automatic re-shopping service.  This service will save you time and money when you are shopping for home or automobile insurance in Lake Charles Louisiana.

Why is our Re-Shopping Service Valuable to You?

Insurance companies on a regular basis make adjustments to their pricing structures. Sometimes the adjustment is a price increase.

What happens when you receive an unexpected rate increase of 10% or more when you are insured with our agency?

Our staff automatically re-shops the market for you. If we find another carrier with a better price we will let you know about this option.

This is a very important service for those insured with our independent insurance agency in Lake Charles Louisiana. It saves you both time and money.

What’s the Next Valuable Service We Offer Policyholders?

The JDI Coverage Checklist helps our professionally trained agents to discover potential coverage gaps you might not be aware of.

Insurance is one of the most complicated financial instruments you’ll ever purchase.

Your insurance policy is a legal contract that contains a number of terms and conditions and exclusions of coverage buried in the fine print of your insurance policy that many people never read.

The JDI Coverage Checklist helps us to uncover common coverage gaps.  While it’s true our coverage checklist cannot cover every possible situation and claim scenario, we explore the major common gaps with our Coverage Checklist and policyholders have found this very helpful.

The Next Valued Service We Provide Policyholders Is Our Monthly JDI Protection Letter.

The JDI Insurance Protection Letter is our monthly newsletter emailed to our policyholders in which we discuss insurance claim scenarios that could lead to claim denials.

There are literally hundreds of different scenarios a policyholder could find themselves in which could result in a claim denial from their insurance company.

Unfortunately insurance coverage gaps left undetected at the worst possible time could cost you tens of thousands or hundreds of thousands of dollars out of pocket!

The JDI Insurance Protection Letter is a powerful complement to the JDI Coverage Checklist.

The most important service we offer policyholders is the JDI Claims Advocacy Program.

Claims Advocacy ProgramWhat Is Our Claims Advocacy Program?

There are two different aspects to our Claims Advocacy Program. First we want you to be completely aware of how claims affect your insurance policies.

For example certain types of claims should not be turned into your insurance company under any circumstance.

Why? Certain types of claims filed with your insurance company will automatically flag your policy for cancellation or will result in your premiums being doubled or tripled!

Do you know which claims will automatically flag you for cancellation with most companies?

Policyholders insured with our agency can be confident to receive good claims advice from our agency.

The second aspect of our claims advocacy program involves standing up for your rights as a policyholder. We do this for our policyholders when they need claims assistance.

The four specific services we offer could prove to be very valuable to you as a policyholder.

Why not call us today?  Our number is 337-824-4455 or click on Lake Charles Car Insurance to submit your quote request to us online.

As a Full Service Agency We Can Help with All of Your Insurance Needs!

Some companies or insurance agents in Lake Charles only offer car or home insurance.

As a multi-line full-service insurance agency we can help you find excellent solutions for life insurance in Lake Charles, employee benefits, annuities in Lake Charles, long-term care insurance, disability insurance, individual health insurance, business insurance in Lake Charles, coverage for your ATVs, RVs or boat insurance in Lake Charles Louisiana.

Doesn’t it make more sense to have all of your insurance with one agency?

Call Us Today When You Need Insurance in Lake Charles Louisiana!

The professionals at the Jeff Davis Insurance agency can provide the insurance solutions you need at a price you can afford.

Call us today at 337-824-4455 or click on the below links for online quotes on any of the following: