New Orleans Gas Station Insurance

New Orleans Gas Station Insurance – Call Now for Better Prices!

New Orleans Gas Station Insurance - Gas pump iconFor better prices on Gas Station Insurance in New Orleans call Jeff Davis Insurance today at 337-824-4455.

Agents are available to take your calls and issue free insurance quotes Mon to Fri from 8:00 AM to 4:30 PM CST (with a lunch break from 12:00 PM to 1:00 PM).

You can request free quotes on Louisiana Gas Station Insurance online by selecting the location nearest to you from the following list:

Insurance for Gas Stations New Orleans – Recap

In last week’s article, Rob finally got to the bottom of where all his expected revenue had been going all these years. His tests had proven his hunch and now he decided it was time to confront the culprit.

That night, when there were no customers inside the corner store, Rob called Chad into his office and presented him with the latest two bogus charity promotion cards.

Let’s find out how Chad reacts.

New Orleans Corner Store Insurance – Insurance Scenario Part 19

“Take a closer look, Chad,” Rob said calmly. He motioned to the charity promotion cards again, inviting Chad to pick them up and inspect them more closely.

Chad hesitated at first, looking confused and trying to read the situation. Rob noticed the sweat starting to accumulate on the young cashier’s forehead as he timidly reached for the pieces of paper.

After looking them over for a moment or two he asked, “is there something wrong with them?”

Rob didn’t answer right away. He watched as Chad tried his best to maintain his composure, but his nerves were clearly getting the better of him.

“Do you have something you would like to tell me, Chad?” Rob said at last.

Chad swallowed but didn’t say anything. Rob noticed a hint of surprise but also renewed confidence in Chad’s  demeanor.

He thinks I only know about these two most recent cards, Rob thought to himself.

“Would you like to confess to what you’ve been doing every day for the last several years?” Rob added.

All the color drained out of Chad’s face along with any hope he had that he might be able to weasel his way out of being caught for his years of embezzling.

The two sat staring at each other for a long time. Then, to Rob’s surprise, Chad leaped out of his chair and bolted out the office door.

Where is Chad running? What will happen next? Find out in part 20.

Gas Station Insurance in New Orleans – Call Us Toll-Free Today!

Call the agency of Jeff Davis Insurance today at 337-824-4455 and speak with our agents about how you can save BIG money on New Orleans Gas Station Insurance!

Want to see insurance estimates from the most competitive insurance providers? Click or tap on your location from the list below and fill out the accompanying form:

Baton Rouge Gas Station Insurance

Baton Rouge Gas Station Insurance – Get Fast, Free Quotes Today!

Baton Rouge Gas Station Insurance

Are you looking to shop the market for better insurance options for your gas station or corner store? To receive fast, free quotes on Gas Station Insurance in Baton Rouge and the surrounding areas contact the agents of Jeff Davis Insurance today!

Call our toll-free number Monday through Friday from 8:00 AM to 4:30 PM CST (with a break for lunch from 12:00 PM to 1:00 PM) by dialing 337-824-4455. One of our licensed agents will be happy to provide you with free quotes from multiple insurance companies.

Our agents are also available to answer questions, take payments, and, of course, set you up with an insurance policy that fits your business’ needs.

As an alternative option, you may request free quotes online by filling out and submitting our digital quote request form. To access this form, click on the location nearest to you from the list of locations below:

Insurance for Gas Stations Baton Rouge – Recap

This week we continue to seek the answer to the following question: in addition to covering burglary and armed robbery, does a Crime Endorsement also cover employee theft and embezzlement?

Recall that Chad is an employee of Stop n’ Rob’s Corner Store. Last time, we began to explain how Chad was able to pilfer $20,000 from his employer, Rob, over the course of six years.

Taking advantage of a promotion in which customers can fill out a card saying that they’ve donated to a particular charity in exchange for a $5 item at the gas station, Chad has been secretly filling out fake cards and then pocketing the $5 in cash one to three times a day for the last several years.

The question we left with last week was: how come Rob never noticed the fraudulent donation cards?

Baton Rouge Corner Store Insurance – Insurance Scenario Part 13

It turns out that Chad has a friend who happens to work at the very same charity Rob supports.

Every few weeks, Chad’s friend would provide him with a small list of names of recent donators, which Chad would then use to fill out the fake cards.

Thus, whenever Rob actually did try to verify the authenticity of the cards with the local charity, he would always find the names he was looking for.

How did Chad manage to steal a whopping $20,000 despite only stealing such small increments at a time? We’ll answer that next week.

Baton Rouge Gas Station Insurance May Be More Affordable Than You Think!

If reasonably priced business insurance premiums are what you seek, then you’ve come to the right place. Call us right away at 337-824-4455. We’d love to hear from you.

And remember, you can also request a free quote any time, day or night, by filling out our online form.

Simply choose an appropriate link from the list of locations below to be taken to our quotes page.

Louisiana Gas Station Insurance

Louisiana Gas Station Insurance – Some of the Best Rates You’ll Find Anywhere!

Louisiana Gas Station Insurance

For some of the best rates you’ll find anywhere on Louisiana Gas Station Insurance, call us at 337-824-4455 Monday through Friday between the hours of 8:00 AM to 4:30 PM CST (lunch break between 12:00 PM to 1:00 PM).

As an independent insurance agency in the state of Louisiana, Jeff Davis Insurance is capable of securing among the best rates and coverage available for our clients.

To request a free quote online, click on a location below nearest to your area:

Insurance for Gas Stations Louisiana – Recap

In previous entries, we learned that back when Pete purchased his current business insurance policy for his restaurant he did not add the optional crime endorsement.

Consequently, he was not covered for the theft of his deposit at gunpoint.

In last week’s entry, we also learned that even if he had had a crime endorsement on his policy, the coverage for his deposit would have been negated by his decision to stop at the gas station while on the way to the bank.

Understandably, Pete is not taking all this bad news very well.

But what about the gas station owners? How did they fare after the robbery?

Let’s find out.

Louisiana Gas Station Insurance – Insurance Scenario Part 9

This week: name owner of gas station (good name), explain how their policy covers them, had $1000 in register, covered by their crime endorsement in contrast to Pete who had $5000 that wasn’t covered,

Rob Hayes is the owner of the Stop n’ Rob’s corner store, the gas station that was robbed recently.

Rob’s daughter is the gas station attendant who was held up during the robbery and forced to open the cash register.

In all, the thieves stole a little over $3,500 from the cash register. Because Rob purchased a crime endorsement on his business insurance policy, however, his insurance company reimburses him for the stolen cash.

Contrast this with the $5,000 that was stolen from Pete that cannot be reimbursed and you can start to appreciate the importance of a crime endorsement.

Next week, we will begin to discuss other aspects of Rob Hayes’ property insurance. Don’t miss it!

Affordable Gas Station Insurance in Louisiana is Easier Than Ever To Obtain!

If you are in the market for affordable Louisiana Gas Station Insurance or Louisiana Convenience Store Insurance then you really need to call us right away!

Call us today by dialing 337-824-4455 and ask about the great low rates available for Gas Station and Corner Store Insurance in Louisiana.

Alternatively, click below to launch our simple online quote request form available 24/7:

Restaurant Insurance Shreveport

Restaurant Insurance Shreveport – Affordable Coverage to Protect Your Business!

Restaurant Insurance Shreveport - Pixabay

At Jeff Davis Insurance, we offer affordable Restaurant Insurance in Shreveport to protect your business financially. 

As an independent Louisiana brokerage, we have the ability to scour the business insurance marketplace for the very best coverage and rates being offered by our insurance partners on Business Insurance for Restaurants in Shreveport, New Orleans, Baton Rouge, and throughout the state. 

To find out more about the kinds of rates and coverage for which you qualify, why not give us a call at 337-824-4455? We’re open Monday to Friday from 8:00 am to 4:30 pm, with a lunch break between noon and 1:00 pm. 

Did you know you can also request free quotes online? To get started, just click one of the locations listed below closest to your area: 

Shreveport Restaurant Insurance – Story Recap 

Recently our story has taken a detour to follow the exploits of “Big” George Jowlsby, the owner of a bar down the street from Squeaky Pete’s Pork Emporium

George’s bar has been named in a lawsuit for over serving a dump truck driver who proceeded to crash his vehicle into the side of Squeaky Pete’s Pork Emporium

When George learned that he had no liquor liability coverage to handle the lawsuit, he took some shady advice from his former attorney and hatched a plan to hide his business assets. 

To pull this off, he enlisted the help of his girlfriend, Veronica. 

She had plans of her own, however, using the money to fly herself to Florida and hop on a cruise for one. 

Restaurant Insurance in Louisiana – Coverage Scenario Part 24 

The next morning, George starts making some phone calls to hire a civil defense attorney to defend against the insurance company lawsuit. He finds one he likes (he’s cheaper than the rest) and they set up an appointment the next day to discuss their official response to the lawsuit. 

He then calls Veronica to make sure everything went smoothly with the bank transfer. 

She doesn’t answer.

He sends a text message, than another, and another, with no response.

Finding that a little odd, George decides to drive over to Veronica’s apartment and check on her in person because she works the graveyard shift at the local factory. 

He knocks on her door and rings the doorbell for a few minutes, but there’s no response. 

Panicking, he jogs to the landlord’s office. He sees the leasing manager, an older man named Philly, sitting behind a desk reading a magazine. George quickly gets his attention by clearing his throat loudly. 

“Hey pal, have you seen my girlfriend in apartment B2?” George asks, speaking fast. ” She’s not answering the door.”

Philly is a bit startled by George’s sudden appearance. “Apartment B2… you mean Veronica?” 

George nods briskly. 

“Well, who did you say you were? I’m not sure I should be telling you this but you’re the boyfriend, right?” Philly nervously questions without expecting a response.

“Uh, she stopped by yesterday afternoon and said she wasn’t renewing her lease. She paid the last 3 months of rent in cash and said she was moving out of town.” 

George is speechless. He turns a very deep shade of crimson red almost instantly after processing what Philly just told him.  Philly gets the subtle impression from George’s demeanor that he just might be about to become this very LARGE and ANGRY man’s punching bag. 

George’s phone suddenly rings, diffusing the situation at least for the moment. George looks at the number on his caller ID but doesn’t recognize it. 

“Veronica, this had better be you, girl!” George thunders, causing Philly to shrink back. 

It’s not Veronica. It’s his new civil defense attorney confirming his appointment tomorrow. 

Stay tuned to find out what happens next time. 

Shreveport Restaurant Insurance – Quality Coverage and Quality Service! 

For great coverage and even better customer service, there’s no better choice than Jeff Davis Insurance. Give us a call today to find out more about our Shreveport Restaurant Insurance programs, or click below to request a free quote online 24 hours per day: 

Restaurant Insurance Baton Rouge

Restaurant Insurance Baton Rouge – Affordable Rates from Top Companies! 

Restaurant Insurance Baton RougeIf you are searching for affordable Restaurant Insurance in Baton Rouge then call Jeff Davis Insurance at 337-824-4455 today. We offer free quotes with great rates on Baton Rouge Business Insurance for Restaurants from top-rated companies.  

Our office hours are Monday through Friday 8:00 AM to 12:00 PM and 1:00 PM to 4:30 PM CST. 

Click an option below to launch our free online quote request form.  

Baton Rouge Restaurant Insurance – Story Recap  

In part 11 of our continuing series following Pete Ross, owner of a restaurant called Squeaky Pete’s Pork Emporium, Pete received a real bombshell. 

He was informed by his insurance agent, Tracy, that his current restaurant insurance policy will soon be canceled by the insurer due to Pete’s excessive claims activity. 

Pete was understandably perplexed, so Tracy explained to him from a business perspective why the insurance company came to that decision. 

Pete eventually sees her point and then asks what his options now are. 

Tracy tells him she’ll see what she can do for him. 

Business Insurance Baton Rouge – Coverage Scenario Part 12 

Tracy gets to work finding another insurance company who will be willing to insure Pete for Squeaky Pete’s Pork Emporium before Pete’s current policy ends. 

A couple days later, Tracy gives Pete a call. 

“Hi, Pete.” 

“Hi, Tracy,” Pete replies. “What have you got for me?” 

“I have good news and I have bad news, Pete,” Tracy answers, reservedly. 

“I could use some good news right about now,” says Pete with some exasperation.

“Well, the good news is that I did manage to find one insurance company willing to insure your restaurant.” 

“That’s great!” Pete exclaims excitedly, seeming to forget that bad news is about to follow. 

“The bad news,” Tracy continues, “is that even though the company is willing to allow you to make monthly payments, your premiums with this new company are going to increase from $5,000 for the year to about $14,000.”

Pete almost has a heart attack. His premiums nearly tripled in the space of a single year!

While Pete struggles with the news, Tracy does her best to explain why his premiums are so much higher. 

“Pete, you have to look at it from the new company’s viewpoint. They are willing to insure you. Remember, Pete, you only paid $5,000 to your previous company for the entire year while they paid out $150,000 for multiple claims.”

Tracy pauses while trying to be tactful with Pete.

“To be honest, every company to whom we submitted your account turned you down because of your claims. I’m sorry, Pete. This company is your only option.”

After this all sinks in, Pete has a question for Tracy. 

“Would I, by any chance, be able to get a discount on my insurance if I were the owner of my building?” 

“Why do you ask?” Tracy inquires before answering. 

“The owner of the building I am leasing is filing bankruptcy and wants to sell it to me at a pretty cheap price so I agreed to buy it. In fact, next Tuesday we are scheduled to close the deal, so if I buy more coverage can I get a discount?” 

“What are you buying the restaurant for?” Tracy responds. 

Pete relates this information to Tracy. She promises to revise her quotes, now including coverage for the building, and get back with him.

Tracy gets the adjusted quotes and calls Pete two days later. 

In our next article, we will learn what Pete’s options now are for the revised quotes.

Baton Rouge Restaurant Insurance – Let the Specialists at Jeff Davis Insurance Help You. 

The business insurance specialists at Jeff Davis Insurance are ready to help you find the very best rates and coverage being offered for your Louisiana Restaurant Insurance needs. 

Call 337-824-4455 or request a free quote online by clicking one of the locations below:  

Business Insurance for Restaurants New Orleans

Business Insurance for Restaurants New Orleans – Free Quotes Available 24/7

Business Insurance for Restaurants New OrleansFor free quotes on Business Insurance for Restaurants in New Orleans, the place to call is Jeff Davis Insurance.

Jeff Davis Insurance is an independent insurance agency in Louisiana offering affordable rates on Restaurant Insurance in New Orleans, Baton Rouge, Lake Charles, Kenner, Bossier City, and throughout the pelican state.

If you’re interested in saving money on your restaurant insurance then call us today at 337-824-4455 Monday through Friday before 4:30 PM CST.

You also have the option to click a location below to use our online quote request form available 24/7:

Business Insurance for Restaurants New Orleans – Story Recap 

Today we continue the story of restaurant owner and entrepreneur Pete Ross as he navigates the pitfalls of opening and running his new restaurant, Squeaky Pete’s Pork Emporium.

During the short lifespan of his restaurant, Pete has had to deal with losing his entire stock of food due to power loss, a lawsuit from a customer who slipped on oil and injured himself, and an employee who was badly burned in a kitchen accident.

All the while, Pete’s insurance agent Tracy has advised him on what his insurance does and does not cover, as well as the available optional endorsements that would extend coverage for claim events that might otherwise not be covered.

Half a year goes by without any problems, until one day a grease fire is ignited in the kitchen.

Let’s find out what happens next…

New Orleans Business Insurance for Restaurants – Coverage Scenario Part 8

If you recall, Pete hired a company to clean his grease traps each week. However, Pete did not notice that the company had not come by in a while to empty them, so they became jam-packed with grease.

Grease traps can and do catch on fire, and that’s exactly what happened to one of Pete’s grease traps on a busy Saturday evening. Alvin, one of the restaurant’s part time waiters, was walking by just as the fire broke out and takes immediate action by dumping a pitcher of water on the fire!

Unfortunately that was the wrong move for a grease fire. Now the small fire has quickly become a much bigger one, causing all of the kitchen staff of Squeaky Pete’s Pork Emporium to frantically exit the kitchen in a panic.

Immediately the fire alarms go off causing what could be best described as a chaotic stampede of customers rushing for the door.

Ginger, one of the older, more experienced waitresses, rushes to the kitchen and grabs a Class B fire extinguisher. She douses the flames and before long they have died down.

One of the customers outside called 911, and fire trucks pull up a few minutes later as Ginger walks out the door carrying the empty fire extinguisher.

Pete had run down to the local Costco to pick something up and arrived 10 minutes after Ginger doused the grease fire, only to see customers milling in the parking lot along with two fire trucks and firemen rolling up their hoses.

Pete begins to wonder if he’s cursed. He thinks to himself, “fire should be covered by my insurance.”

By now he has Tracy on speed dial. She’s not in the office right now, of coursde, but he leaves a message stating that he needs to file another claim.

What will Tracy have to say about this one? Is a fire claim covered by Pete’s’ insurance? Find out next week!

New Orleans Restaurant Insurance – Our Agents Are Standing By!

Dial 337-824-4455 to speak to an agent over the phone or click one of the links below to launch our free online quote request app:

Restaurant Insurance Louisiana

Restaurant Insurance Louisiana – Announcing New Programs with Excellent Rates in Louisiana! 

Restaurant Insurance LouisianaAre you the owner or soon-to-be owner of a restaurant in Louisiana? Are you searching for affordable coverage for Restaurant Insurance in Louisiana?

No matter if you are a brand new business enterprise or a veteran of the culinary industry, the agents of Jeff Davis Insurance can help you find the insurance protection you need at unbeatable prices.

Give us a call today at 337-824-4455 before 4:30 PM CST and we’d be happy to speak with you.

Have you found us after normal business hours or on the weekend? No problem at all. To request a Restaurant Insurance quote electronically, simply click one of the locations listed below to launch our free online quote request form: 

Restaurant Insurance Louisiana – Story Recap

In a previous article we were introduced to Pete Ross. When Pete was given an ultimatum by his extremely wealthy parents to figure out what he wants to do with his life, he convinced them to float him a loan in order to open a restaurant.

They agreed, but they also made it clear that after this loan it will be sink or swim for Pete.

Pete found a location, acquired an insurance policy, stocked his freezer with food, and all the other preparations that come along with opening a new restaurant.

He then took off on a vacation for a few days before the opening day of his business.

Upon returning he discovered that a storm had knocked out power to his building, resulting in an almost complete loss of his stores of ingredients.

In spite of this setback, Squeaky Pete’s Pork Emporium’s opening day is a big success. It’s only after that first weekend that Pete remembered that his restaurant insurance policy just might cover food spoilage.

Now that we’re all caught up, let’s see what happens next.

Restaurant Insurance Louisiana – Coverage Scenario Part 2

Pete calls up his agent, Tracy.

“Hey there, Tracy. I have a quick question about my restaurant insurance.”

“Okay, Pete,” Tracy answers. “What do you need to know?”

“Well, my restaurant lost power last week so I lost everything that was being kept in the freezer.

Now, I seem to recall something in my policy about coverage for spoilage. Is that the case?” Pete asks hopefully.

“I’m afraid that’s not the case, Pete,” Tracy replies with regret. “You probably remember something about it because I recommended you purchase an optional coverage endorsement back when you set up your restaurant policy. Your Restaurant Insurance Policy does not extend coverage for spoiled food, but there is an optional coverage called Spoilage Insurance that would cover an event like this.”

“Well, I guess I should buy some Spoilage Insurance, then.”

Check in next time to find out what Pete gets himself into next.

Restaurant Insurance Louisiana – You Know the Restaurant Business. We Know The Insurance Business.

As a restaurant owner, you know the ins and outs of the restaurant business. By the same token, we at Jeff Davis Insurance know the ins and outs of the insurance business. Let us put that knowledge and experience to work for you.

Give us a call today by dialing 337-824-4455 to learn how you might be able to save big money on your Louisiana Restaurant Insurance premiums. 

To request a free quote online you need only click one of the links below to be taken to our convenient electronic form:

To start a free quote, click a location listed below:

New Orleans Motel Insurance

New Orleans Motel Insurance — New Program From A+ Rated Carrier!

New Orleans Motel InsuranceIf you’re looking for a financially sound insurance carrier offering Motel Insurance in New Orleans contact Jeff Davis Insurance by dialing 337-824-4455.

An A+ rated Louisiana Motel Insurance Company is now offering incredible savings for managers and operators of hotels and motels in Louisiana.

This Motel program is available in all major areas of Louisiana and you may request information and quotes by clicking the links below:

Reducing your expenses by finding companies willing to offer a lower rate is a sensible and logical decision, however reducing your coverage to save money may not be such a good idea as is illustrated in our final post involving BestBuy Motels.

New Orleans Motel Insurance— Claims Scenario Number 1 Part 5.

In a previous article we learned the unfortunate results of making a mistake on commercial insurance.

BestBuy Motels owner Emeric Babin’s operation manager Nick Spencer switched BestBuy Motels’ commercial insurance to a new company that included a 90% coinsurance provision for a 30% premium savings.

That 90% coinsurance provision resulted in BestBuy Motels being responsible for paying $1,234,000 out-of-pocket when one of their premier hotels was severely damaged in a fire.

Their previous policy did not have a coinsurance provision, but the new policy did include coinsurance requiring them to insure their hotel to 90% of the replacement cost of the building.

Unfortunately they fell short of that amount and were required to pay $1.2 million out-of-pocket as a penalty.

If you own health insurance you may be familiar with the term coinsurance. A coinsurance on health insurance is not considered a penalty. It is merely the amount of money you share in medical expenses.

However, a coinsurance on a Business Insurance Policy is a penalty, not an intended cost share provision as is true of health insurance.

Why do insurance companies in some cases require coinsurance? We will consider that question right now.

Motel Insurance New Orleans — Why Do Companies Sometime Require Coinsurance?

First of all, let’s address the question of why companies in some cases require a coinsurance (not all companies require coinsurance, by the way).

It is simply to ensure policyholders are purchasing sufficient insurance coverage.

For example, Ben Frank owns a strip mall that he bought through bankruptcy court from a distressed seller for 25 cents on the dollar.

He paid $250,000 for a building worth $1 million. Because Ben is overly cautious with his money, i.e. he is a tightwad. Ben decides that he should purchase sufficient coverage to cover his investment in the property of $250,000, but he wants replacement cost coverage for any minor claims or losses.

Ben cannot find an insurance company willing to insure his strip mall for $250,000 unless he agrees to purchase actual cash value coverage on a basic coverage form.

Replacement cost coverage is normally only available to policyholders that properly insure their buildings. A coinsurance provision protects the insurance company from overpaying on claims and under collecting premiums.

It’s very important to make sure that you do not violate your insurance company’s coinsurance provision. Otherwise you may find yourself in a very precarious financial situation as was true of BestBuy Motels.

Motel Insurance New Orleans — Contact Jeff Davis Insurance for Information on This New Program.

Call 337-824-4455 to speak with the licensed agents of Jeff Davis Insurance about our new program for Motel insurance in New Orleans. You will not regret your decision!

If you find our website after hours click any of the below links to send us a request for quotes and information 24 hours per day:

Dump Truck Insurance New Orleans

Dump Truck Insurance New Orleans – Same Day Coverage!

Dump Truck Insurance New OrleansWhen you need quotes and coverage the same day for Dump Truck Insurance in New Orleans or the surrounding areas, contact Jeff Davis Insurance at 337-824-4455.

If you find our website after hours, click on New Orleans Dump Truck Insurance Quotes to send us your request for quotes and one of our licensed agents will get back with you the next business day. 

Jeff Davis Insurance is the Leader – Louisiana Dump Truck Insurance!

As a leading independent insurance agency in Louisiana, Jeff Davis Insurance is able to shop the market to find you better prices and coverage than you would typically find through a captive agency. 

A captive agent is one who can only sell insurance through one insurer. Companies that you see advertising on TV are usually captive agents. 

Not only can we help you find excellent rates, but we also will provide a higher level of service compared to any company selling Louisiana Dump Truck Insurance!  

We like to use illustrations and examples to help policyholders and those not yet insured with us to better understand their insurance. 

Let’s now consider part three of our claims scenario involving Chuck, the owner of Lucky Chuck’s Haul and Dump.

Dump Truck Insurance New Orleans – Claims Scenario Part Three.

Chuck is having a bad day. First, he’s worn out from a long day at work; second, a customer stiffs him out of $6,000 he’s owed; third, a job he was counting on cancels at the last second; and finally, a man driving a red sports car cuts him off forcing him to slam on his brakes. His restraining seat belt doesn’t catch him and he smashes his chest into the steering wheel. 

Chuck, suffering from a little bit of road rage, catches up with the driver and passes him, stops his truck in the middle-of-the-road in front of the red sports car and threatens to dump mud all over that expensive car.

The owner of the sports car is boxed in and can’t back up or pass the dump truck because of oncoming traffic and he quickly gets out of his car because he doesn’t want to have debris fall on top of him as the dump bed reaches the apex. 

Let’s now pick up where we left off: 

Chuck’s initial intention was to threaten the guy. He may be a hothead but he really wasn’t going to drop his load on the sports car. As the dump bed rises higher, Chuck decides he’s had enough fun and he reverses his dump bed… but it doesn’t stop!

He clicks the lever on his dump controls and nothing happens. He does it again and the dump bed continues to rise. He does it again, only to realize that his lever has malfunctioned. 

Nothing can stop the bed from reaching the top and dropping its load on top of the red sports car and all over the road. 

At the same time he suddenly remembers he wasn’t carrying dirt after all but large chunks of concrete from the demolition of a building downtown. 


Chucks entire load crushes the red sports car under tons of concrete. Chuck and the driver of the red sports car are fighting as the police show up. Both are arrested. Fortunately someone filmed the entire event and posted it online where it quickly went viral with 5 million views the 1st day alone. Now Chuck and the owner of the red sports car are famous – or should we say infamous.

What happens next? Chuck was fully covered by his Louisiana Dump Truck Insurance Policy, will he have any problems with this claim? 

Tune in next week to find out.

Dump Truck Insurance New Orleans – Same Day Coverage. Call Today! 

If you’re looking for a great deal on Dump Truck Insurance in New Orleans or the surrounding areas right now — Jeff Davis Insurance is the company you should call! 

We insure both single and dump truck fleets. 

Our office number is 337-824-4455; why not call us right now? 

If your business is not located in New Orleans have no fear, we insure dump trucks throughout the state of Louisiana including the local below areas: 

  • Dump Truck Insurance Kenner Louisiana
  • Gretna Louisiana Dump Truck Insurance
  • Dump Truck Insurance Metairie Louisiana
  • Slidell Louisiana Dump Truck Insurance
  • Covington Louisiana Dump Truck Insurance

Tow Truck Insurance Quotes New Orleans

Fast Quotes and Coverage for Tow Truck Insurance in Louisiana from a Name You Can Trust!

As a business owner time is a precious commodity you likely have little of.

For this reason when you’re shopping for Tow Truck Insurance in New Orleans and the surrounding areas we can help you find the coverage you need quickly, efficiently, and for less money than our competitors.

Tow Truck Insurance Quotes New OrleansCall 337-824-4455 to speak with our friendly courteous agents Monday through Friday 8:30 AM to 4:30 PM (CST).

Last week we discussed the initial preliminary steps to take if you are involved in an accident.

In this week’s article will continue that conversation to explain the importance of information/duties insurance companies need to investigate claims.

Tow Truck Insurance New Orleans – Steps You Must Take For Claims To Be Paid!

Please notice what duties policyholders companies require when a claim needs to be filed:

A person seeking coverage must:

  1. Cooperate with us in any matter concerning a claim or lawsuit;
    2. Provide any written proof of loss we may reasonably require;
    3. Allow us to take signed and recorded statements, including sworn statements and
    examinations under oath, which we may conduct outside the presence of you, a
    relative, or any person claiming coverage, and answer all reasonable questions
    we may ask as often as we may reasonably require;
    4. Promptly call us to notify us about any claim or lawsuit and send us any and all
    legal papers relating to any claim or lawsuit;
    5. Attend hearings and trials as we require;
    6. Submit to medical examinations at our expense by doctors we select as often as
    we may reasonably require;
    7. Authorize us to obtain medical and other records;
    8. Take reasonable steps after a loss to protect the insured auto from further loss.
    We will pay reasonable expenses incurred in providing that protection. If failure to
    provide such protection results in further loss, any additional damages will not be
    covered under this policy;
    9. Allow us to have the damage to an insured auto or other auto involved in an
    accident or loss inspected and appraised before its repair or disposal; and
    10. Authorize us access to your business or personal records as often as we may
    reasonably require.

Insurance companies do not accept blind liability for accidents, including lawsuits, until they have had reasonable time to investigate the accident or claim.

The insurance company requires the cooperation of its policyholder’s as there may be details that can’t be obtained without the policyholder’s assistance.

We will discuss this a little bit further in a future article.

Tow Truck Insurance New Orleans – We Offer a Claims Advocacy Program.

Because of the complexity of insurance it’s good to know that if you choose Jeff Davis Insurance to care for your tow truck insurance needs we will stand up for your rights as a policyholder

Why not call us today as you are searching for Tow Truck Insurance in New Orleans or the surrounding areas?

Our direct telephone number is 337-824-4455 and our licensed agents are available by phone Monday through Friday 8:30 AM to 4:30 PM (CST).

Why not call today?

We also offer tow truck insurance in other nearby locations:

  • Tow Truck Insurance Kenner Louisiana
  • Tow Truck Insurance Gretna Louisiana
  • Belle Chasse Tow Truck Insurance
  • Terrytown Louisiana Tow Truck Insurance
  • Chalmette Louisiana Tow Truck Insurance