Opelousas Auto Insurance

Need Better Options for Insurance in Opelousas?

Opelousas Auto Insurance

Looking for a good company offering better options for homeowners and auto insurance in Opelousas Louisiana and the surrounding areas?

Contact Jeff Davis insurance at 337-824-4455 or for a free online quote in five minutes or less click on Opelousas Insurance to receive quotes from top rated insurance companies in Opelousas.

As a top-rated independent insurance agency in Opelousas and the surrounding areas you can count on us today and tomorrow! We offer all forms of insurance in Opelousas, call us today!

Tips to Avoid Overpaying on Car Insurance in Opelousas!

Everyone wants the lowest cost insurance but there are a number of factors that can come into play that will cause your premiums to increase substantially.

One such strategy to keep your premiums low for life is to avoid turning in certain types of claims into your insurance company!

But isn’t this why I’m paying insurance premiums, to pay for claims as they occur?

It is but there’s one small detail you may overlook which can cost you large amounts of unnecessary insurance premiums.

Certain Types of Claims Will Get You Cancelled!

Insurance companies base the premium you pay on a number of factors that include loss history and the type of losses you cause.

Here’s the tricky thing about car insurance in Opelousas. Each insurance company has different underwriting standards and requirements. What is acceptable to one company may not be acceptable to others.

For example if you were to turn in a certain type of claim to your company even if the payout was relatively small, did you realize some insurance carriers will cancel your policy on your next renewal?

Do you know what type of claim would almost guarantee to get your policy canceled on your next renewal?

If you don’t know the answer to this question and you inadvertently turn such a claim into your carrier you might find yourself paying hundreds or even thousands of dollars more each year for Opelousas car insurance!

Choose Jeff Davis Insurance When You Need Auto Insurance in Opelousas.

We offer a powerful service called the JDI Claims Advocacy Program. Our Claims Advocacy Program provides you the knowledge you need to avoid unnecessary cancellations by insurance companies in reference to claims, which ones to turn in and which ones to pay out of pocket.

For your free evaluation contact the experts by calling 337-824-4455, or for a free online quote click on Opelousas Auto Insurance for quotes on home and auto insurance in five minutes or less.

Auto insurance quotes also available in the following areas:

Auto Insurance Crowley Louisiana

Shopping For Better Rates on Auto Insurance in Crowley Louisiana?

If so you have found the right agency!

Crowley Louisiana imageThe Jeff Davis Insurance Agency is a leading independent agency in Crowley helping new clients finds the coverage they need.

Call 337-824-4455 or use our convenient online quote system by clicking Car Insurance Crowley Louisiana.

This Is Why You Should Choose Our Agency for Insurance in Crowley Louisiana!

Besides excellent prices for car and home insurance in Crowley we also offer money-saving advice.

In a series of articles we will share tips and strategies that are guaranteed to save you money on your automobile insurance in Louisiana.

Tips to Avoid Overpaying on Louisiana Car Insurance!

Are you in the market for a new or used car? Before driving any new or used vehicle off the dealership lot it would be a very good idea to find out what the insurance will cost you before making your purchasing decision.

Why?

Choosing the wrong car could double or even triple your car insurance premiums!

Does that sound hard to believe or maybe even a little far-fetched? (See example below)

Insurance companies in Crowley Louisiana calculate the insurance cost based on a number of factors such as:

  • The value of the vehicle
  • Is it a sports car
  • Is it 4WD or AWD
  • Who will be driving
  • Driving history of all drivers
  • Teenage drivers on the policy
  • Licensed drivers in house but not listed on your policy
  • Your credit score
  • Are you already with a high risk insurance company
  • Do you currently have insurance
  • Did you Finance the car
  • Is the car used or brand new
  • How many miles the vehicle will be driven
  • Is the vehicle used for business
  • potential damage the vehicle could cause if in an accident

Phew!

A number of different factors can influence the ‘cost’ of your car insurance in Crowley Louisiana and this is why it’s a good idea to find out what the price will be before you purchase the vehicle.

Example: A policyholder purchases a brand-new Corvette without calling his insurance company to learn what the cost would be. Because the client was already insured with a high risk insurance company due to multiple speeding tickets, and because his 17-year-old son also had several speeding tickets, the insurance company rates the 17-year-old on the Corvette as well and is premiums jumped from $200 per month to $450 per month which was the cheapest price he could find anywhere!

He likes his new Corvette but he doesn’t like the price he’s paying for the insurance because it more than doubled!

If you are insured with our agency we will be happy to tell you what the cost of the car insurance will be before driving off the lot!

Not yet Insured with Jeff Davis Insurance?

Why not call us today for better options on car insurance in Crowley Louisiana?

Our office number is 337-824-4455 or click on Auto Insurance Crowley to receive an online rate quote in five minutes or less from top-rated insurance companies in Crowley?

We also offer competitive auto insurance rates in the following areas: