Auto insurance Eunice La

When shopping for home or auto insurance in Eunice Louisiana or the surrounding areas contact the experts at Jeff Davis Insurance. 

As a leading independent insurance agency we can help you find the coverage you need affordably. 

Call 337-824-4455 or click on automobile insurance Eunice La for immediate quotes and coverage. 

Important Steps to Avoid Overpaying on Auto insurance Eunice La.

In 4 previous articles we discussed steps you can take to prevent overpaying on automobile insurance in Louisiana. You can read the previous articles by clicking on bad credit, wrong car, and claims to avoid and our last article discussed avoiding the need for speed

Lead Foot Larry accumulated five speeding tickets over 18 months and was rewarded with a big fat cancellation notice from his insurance company. 

Lead Foot Larry finds himself in a bad situation because he goes from paying $80 per month to more than $280 per month. 

In Larry’s mind this increase is outrageous and he’s not going to pay it, so he decides to drive without insurance. 

Driving Without Car Insurance in Louisiana Is Always a Bad Idea.

Lead Foot Larry to his credit did try to find lower prices on car insurance in Eunice Louisiana where he is now living. 

However the best insurance rates he could find was about $280 per month with a $1000 deductible. 

Lead Foot Larry decides to skip paying the higher insurance premiums and drive without Insurance reasoning that he has no assets, and no money in the bank so if he causes an accident, they can’t get anything from him anyway. 

Bad News for Lead Foot Larry…

Two months after his car insurance policy lapsed Larry receives a notice in the mail from the state of the Louisiana that his driver’s license is being suspended because the state electronically monitors insurance cancellations, which Larry was not aware of. 

Now Larry is a bit of a spot because his driver’s license has been suspended. Larry needs a car to get back and forth to work and to the store for groceries. 

To be truthful Larry could have afforded the $280 per month for car insurance in Eunice Louisiana but he was too prideful to pay the money so he decided to take a chance of driving without insurance. 

Now he’s in worse trouble because his driver’s license has been suspended and to reinstate he needs to pay a fine to the state of Louisiana. Plus the best car insurance rate he now finds is $375 per month because he let his insurance lapse! 

Lead Foot Larry’s choices are limited.   He can either give up his driving privileges until his record clears up, or scrape together the $375 each month because he let his insurance lapse not to mention the five speeding tickets on his driving record. 

What Lesson Can We Learn about Driving without Insurance?

Don’t do it.  The state of Louisiana monitors individuals who lapse their insurance and your driving privileges will be revoked.  

Additional penalties can occur if you are caught driving under a suspended license not to mention the fines and penalties you will need to pay the state to reinstate your driver’s license. 

Even if you have a few bumps on the road don’t let your insurance lapse, insurance companies will additionally penalize you when you drive without insurance. 

Need Good Rates on Car Insurance in Eunice Louisiana?

We can help at Jeff Davis Insurance.  Even if you have been caught driving without insurance or you have multiple tickets and accidents we can help you find the best car insurance rates in Louisiana for those of us who have a few hits on a record. 

Call 337-824-4455 and speak to our licensed agents and we can help you acquire the insurance you need or use our convenient online rate quote system when you click on auto insurance Eunice Louisiana

Car insurance quotes are also available in the following areas:

Car Insurance Lafayette Louisiana

paige3By typing car insurance Lafayette Louisiana, or its variation into the search engine that might indicate that you’re looking for better rates, a better agent, a better company or all three for your home or automobile insurance in Lafayette Louisiana! 

The good news is that we can provide all three to you! 

Jeff Davis Insurance has been serving the needs of thousands of individuals, families, and business owners for more than 50 years in the state of Louisiana. 

Call 337-824-4455 to speak with our friendly licensed staff or in 5 minutes or less receive an online quote by clicking on Lafayette Louisiana car insurance.

Steps to Avoid Overpaying on Car Insurance Lafayette Louisiana!

In three previous articles we discussed ways to avoid overpaying on car insurance. You can click on bad credit, wrong car, and claims to avoid learning three steps to keep your premiums low. 

Today we are going to discuss your driving record; does it matter if you accumulate many tickets and accidents on your record? 

Let’s find out. 

Do You Feel the Need to Speed?

Lead Foot Larry is always running behind schedule. Because of this fact, Larry in the last 18 months has accumulated five speeding tickets and his insurance company just learned of Larry’s insatiable need for speed and decided to cancel his car insurance policy. 

Lead Foot Larry’s car insurance company rewards him with a cancellation notice

Prior to Lead Foot Larry’s 5 speeding tickets he was paying only around $80 per month for his car insurance. 

Now the cheapest price lead foot Larry can find is $280 per month. 

Ouch!  Lead Foot Larry is rewarded by receiving more than a 300% increase in his premium because he feels the need to speed. 

What Is the Simple Reason Why Insurance Companies Raise Premiums When You Add Tickets to Your Record?

Speeding can lead to the loss of control of motor vehicles, which leads potentially to accidents and injuries.  

For this reason insurance companies will aggressively raise rates or cancel policies when you feel the need for speed, and get caught!

What Can You Do to Avoid Speeding Tickets and Other Moving Violations?

Purchasing a radar or laser detector is not the answer. The best way to avoid tickets and other moving violations is to slow down, leave for work or school early, pay close attention to your speedometer, and make it a goal to obey the speed limits at all times

Taking these steps will help you avoid speeding tickets and other moving violations and huge rate increases on car insurance in Lafayette Louisiana. 

Call Jeff Davis Insurance If You Have Multiple Tickets and Accidents!

Even if you have tickets or accidents we can help you find better rates.

Call 337-824-4455 and speaking with our friendly and knowledgeable agents and we will help you save money on your car insurance in Lafayette Louisiana.

If after hours click on automobile insurance Lafayette Louisiana for online quotes available 24 hours per day. 

Need car insurance in any other areas a Louisiana? Click on the links below for instant rate quotes: